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Terms of Service

Last updated: October 2026

1. Acceptance of Terms

By using WalletWiseEU you agree to these terms. If you do not agree with them, please do not use the site.

2. What WalletWiseEU Is

  • WalletWiseEU is an informational blog about personal finance for readers in the UK and Europe.
  • It is not financial advice. Nothing here takes your personal situation into account.
  • We are not regulated by the Financial Conduct Authority (FCA) or any other financial regulator, and we are not a financial adviser.

3. Use of Content

  • You may read and use our content for your own personal use.
  • You may not copy, reproduce, republish or sell our articles, images or logo without our written permission.
  • You may quote a short extract if you link back clearly to the original article.

4. Disclaimer

  • Information on the site may be out of date. Rates, rules and products change often and differ between countries.
  • Always check important details with official sources, such as your bank, a government website or a regulator, before you act.
  • We are not liable for any financial decision you make using our content. You are responsible for your own decisions. If you are unsure, speak to an independent, qualified adviser.

5. Affiliate Links Disclosure

  • Some links on WalletWiseEU may be affiliate links. If you buy or sign up through one, we may earn a commission at no extra cost to you.
  • This does not affect our editorial opinions. Commission never decides what we write or recommend.
  • We only recommend products that we consider trustworthy. This is not a guarantee, so please do your own research.

6. Comments and User Content

If we allow comments or let you send us content, we reserve the right to remove anything that is unlawful, abusive, misleading, spam or otherwise unsuitable, at any time and without notice.

7. External Links

The site contains links to websites run by other people. We do not control them and are not responsible for their content, their privacy practices or anything that happens when you use them.

8. Limitation of Liability

To the maximum extent permitted by UK law, WalletWiseEU is not liable for any loss or damage that comes from using the site or relying on its content. Nothing in these terms limits liability that cannot legally be limited, such as liability for death or personal injury caused by negligence, or for fraud.

9. Governing Law

These terms are governed by the laws of England and Wales. Any dispute will be handled by the courts of England and Wales. If you live elsewhere, you may also have rights under the consumer laws of your own country.

10. Contact

Questions about these terms? Please use our contact form.